The rocks of southern Australia record over three billion years of Earth's evolution, but the basement geology is veiled by sediment. Geophysical data are needed to unveil the geology. The 2018-2022 Lake Eyre Basin and 2020-2022 AusArray SA seismic arrays expand seismic coverage in South Australia. In conjunction with permanent and preceding temporary arrays, we extracted Rayleigh wave dispersion data from ambient noise recordings at a total of 501 seismic stations spanning the transition from Precambrian to Phanerozoic Australia. These data were used to develop Rayleigh wave phase velocity maps of southern Australia at periods 3-20 s, and in turn, a shear wave velocity model to 20km depth. At upper-crustal depths, low velocity structure tracks Phanerozoic sedimentary accumulations. The Moyston Fault, regarded as the boundary between the Delamerian and Lachlan Orogens, has an intermittent expression in the shear velocity model: it has no obvious expression at depths shallower than ~10 km, but in the mid-crust is marked by a velocity contrast in southern Victoria and a velocity contrast tracing the southern edge of the Darling Basin in western New South Wales. An arcuate velocity contrast characterising the western edge of deep, sediment-filled troughs of the Darling Basin is a candidate for the transition from Precambrian to Phanerozoic crust. Fluid derived from neotectonic metamorphic devolatilization and/or remnant hydrated mantle is our preferred hypothesis for explaining seismicity and coincident seismic and conductivity anomalies in the mid-to-lower crust beneath the Ikara-Flinders Ranges. Our model suggests that the Olympic Dam and Carrapateena IOCG deposits reside above the margin of a mid-crustal low seismic velocity zone. We surmise that this might reflect past metalliferous fluid movement associated with the Olympic Cu-Au Province, akin to low reflectivity and low resistivity zones evident in 2D reflection seismic and magnetotelluric profiles, respectively.